Blog Dear users, as you have noticed lately we have not committed to this project that aims to open people's eyes and show them that there is a different world to the classic: "Study hard, get a good job, buy a car a house and fill yourself debt for life ".
Often the person who gives you the council is in the same situation that the council does not only not good if you get similar results.
45 years an average of 3 children, a rent to pay, Telephone, Internet, electricity, water and an endless collection of bills.
Struggling every day to pay debts in a unique repetitive cycle.
But believe me if you're reading this, I will tell you that you can take a huge shift in your life, the best thing is that even these in time to get out of the rat race.
Unfortunately, it was very late and possibly your money has been spent on gifts, toys and time.
But never fear, if you've completed credit card debt or loans will tell you how to get out in 5 simple steps and give health to your wallet.
Step 1: Make a list of all monthly expenses and compare them with the amount of money you earn.
If given a list of expenses more than the amount of your salary or income month, you're in trouble and I recommend you stop spending on your cable system of 500 pesos a month to see the world.
Step 2: Now that you found the balance in what you earn and spend, Find your lowest debt.
words, if you have $ 20.000 pesos and 10.000 on a card in another, I recommend you start in order to settle the debt lower.
Step 3: Assign amount of your salary to pay the 20% extra card is a good choice.
Step 4: Maybe this is not a step but never pay the debt from one card to another is a bad sign with another card to pay a debt and continue that process with more cards.
Exception: If you do this there are programs in which the bank buys your debt and you pay them a lower interest and lower payments, with a% deposit to more capital.
Step 5: Where have the cash to pay for a card, talk with your bank and make a bargain, you pay the entire debt and the bank makes a certain% discount.
Restructuring: Included in step 5, this process is difficult and not very well known by many, but you can negotiate with the bank how to make smaller monthly payments and even cash can be taken to reduce interest paid debt.
In fact there is a department restructuring of accounts in all banks, Talk on the phone and ask your bank requirements calls for restructuring your account.
I hope will be helpful information and can repay their debt.
@ Kuri
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